CAB: Helping Clients Through the Bankruptcy Process
Fermanagh CAB was featured in last night's (Tuesday 26th January 2010) BBC Newsline program for the role it played in assisting one of its clients through the Bankruptcy process.
The client described the day she came to CAB as the "turn in her life". The Fermanagh mother spoke about how she had accumulated £10,000 of debt through loans and on credit cards and said, "I didn't know what way to turn for help and advice." She added, "It just kept spiralling, and spiralling out of control. "
She first came into Bureau after suffering a nervous breakdown, brought about by her marriage separation, as she felt isolated and alone with no one to turn to for help with her debt problems.
She tried negotiating with creditors herself and was making payments but seemed to be getting nowhere as the interest on her debts continued to mount up, but once she made the decision to come into CAB she immediately felt relieved. She was able to get an appointment to discuss matter with Kevin, the Money Adviser in Fermanagh Bureau, who was able to reassure her that she was not alone and that he understood the problems and could help. By coming into Bureau the client had taken the first step to solving her problems and without the help of CAB she felt that she would still be "in turmoil".
Scott Kennerley, the Money Advice Project Manager at Citizens Advice said "the bankruptcy process is one which can be frought with stress and anxiety. CAB can assist those clients for whom bankruptcy is the best option through this difficult period. Clients should not fear the court process. Whilst it is a formal legal requirement our advisers will support clients throughout it"
If you are experiencing debt or money problems call into you local Bureau and make an appointment to see one of our specialist advisers. Facing up to debt problems is difficult, but the earlier help and advice is sought the easier it will be to find a solution.